If You Are A Victim of
Reclaiming your identity can be a tedious and
frustrating process. Your first emotional reactions may be: shock,
panic, anger, frustration, helplessness and a sense of violation. These
are normal reactions. However, do not let these emotions impede your
ability to communicate quickly, politely, and effectively with the
numerous agencies, banks, and businesses you must now contact. If you
find a person is totally uncooperative, ask to speak to the supervisor.
At this point, the burden is upon you to prove that you are a victim of
identity theft. Remember you may have to deal with others who do not
understand identity theft and how it impacts your life.
It is wise to restore your credit to the state it
was prior to the theft of your identity. The Victim Worksheets are
general guidelines designed to assist you through that process. All
worksheets contain specific instructions as well as an area for
recording when you complete each step in the process as well as the
Print and complete the worksheets in the order
they are given below. Each identity theft incident is different.
Therefore, not all of the worksheets will pertain to your situation.
Keep the completed worksheets in a notebook or folder. Store your file
in a safe place. Once the issues surrounding your case are resolved, do
not discard the file. You may need it in coming months or years should
a Credit Bureau
a Complaint with a Law Enforcement Agency
a Complaint with the Federal Trade Commission
Your Current Accounts
Your Credit Bureau Reports
Bureau Reports: Disputing Fraudulent Charges on an Existing
Bureau Reports: Disputing New Accounts Opened in Your Name
Bureau Reports: Correcting Personal Information
Bureau Reports: Removing Unauthorized Credit Inquiries
Protect Your Privacy
The Victim Worksheets below are designed
to assist you in resolving specific problems associated with the theft
of your identity.
Theft Involving Misuse of Social
Theft Involving the Mail
Theft Involving Misuse of Driver's License Number
Theft Involving a Checking Account
Theft Involving an ATM or Debit Card
Theft Involving a Lost or Stolen Passport
Theft Involving Telephone or Cell Phone Services
Theft Involving an Investment Account
Other Resources for Victims of
is Identity Theft?
Are Identities Stolen?
List of Links to Identity Theft Resources
HERE TO VIEW DISCLAIMER